Hello. So some info about me i live in new york city. And hsd my lisence from 2015 but had my permit since 18. I then while driving at work had a minor accidents where a woman claimed i hit her and she called cops on me on 2016.
Fast forward to fall 2016 i purchase my first used car a 2010 acura tl. Being a gullible fool i get into two back to back within the same month no fault accidents. I reported both.
Fast forward to spring 2017 accident while parrellel parking where guy side swiped me while i was turning in. That accident was 5050 guy called cops.
Summer 2017. Drving down an avenue a construction van driving oppisite direction swirtches lane causing his untied ladder to fall off his car striking mine. Vam flees scene but i have a dash cam at this point caught his plates.
Fall/spring 2018 geico informs me they are no longer willing to cover me cause they cannot provide me a competative rate on my insurance.
Spring 2018 most major insurmce companies progressove. All state. State farm. Nationwide. Liberty mutual. Are all offering me rates for more then 650-770 a month
I have a loan on thr car cureentlt so i need full coverage. I need some advice on what to do 660 ia almost rent money and i cannot afford the insurance.
Im one step to just selling the car and going back to public trasportation for a few years. But i love driving and having that freedom.
I debated giving the car to my fiance and have her insuur it under her name but i have no idea how to proceed.
Any suggestion on how to proceed?