The circular logic of needing car insurance for a dealer/seller to be able to even finance me for a car, let alone drive it off the lot, and needing to have a car when applying for insurance, is confusing as hell. If I approach an insurance company for a quote, I would have to give them a Make + Model + Year I intend on getting from a dealership/seller, I would wind up getting a rate specific to that type of car, right? Then what happens if they sell the car before I can buy it, or I wind up wanting a different car from the dealership/another seller? My coverage wouldn’t be for that car and I wouldn’t be able to get it. Am I missing something here?