I’m guessing that effective prevention is cheaper in the long run than most treatments. I.e. wellness checks etc. if it is cheaper then insurance companies have a financial incentive to provide preventive care. Does anyone happen to know if contraception, vasectomy, tubal ligation etc are cheaper than prenatal care, delivery etc? Also the long term costs of 2nd and additional children for employer provided policies that have a single “family” rate regardless of 1 or many children. Apologies if this is the wrong place to pose this question. Also a search didn’t bring up the answers I was looking for.
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